Effective: November 1, 2024
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Debit Cards |
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ATM/Debit Card Instant Issue- Free on new accounts | $ 10.00 |
ATM card/Debit Card replacement | $ 5.00 |
Transactions at ATMs EBSC does not own or operate | 3/month Free |
-Savings accounts (After initial 3) | $ 2.00 |
-Checking accounts (After initial 3) | $ 2.00 |
Account Fees |
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Overdraft Paid Item NSF Fee (each debit or check paid & multiple re-presentments) | $30.00 |
Returned Item NSF Fee (each debit or check paid & multiple re-presentments) |
$30.00
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Stop payment (per occurrence) | $25.00 |
Charge Back Fee for Returned Items Deposited | $9.00 per item |
Dormant Account (per month) | $ 8.50 |
Account closed with 90 days of opening | $ 20.00 |
Check Printing | Fee depends on style of check ordered |
Bill Pay/Internet Banking/Mobile Banking | Free |
Telephone Banking | Free |
Account Research/Legal |
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Account activity printout | $5.00 |
Account research | $25.00 per hour; $25.00 minimum |
Statement copy with images | $5.00 per copy |
Copies of non-bank documents | $0.25 per copy |
Copies of checks (1 free per month) | $2.00 per copy |
Copy of 1099/1098 for each (current year/prior year) | $5.00 |
Tax levies/garnishments or legal processing | $50.00 |
Other Services |
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Wire transfers- In Branch- Domestic Incoming/Outgoing |
$25.00
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Wire transfers- using Wire Manager- Domestic Incoming/Outgoing | $20.00 |
Wire transfers- International - Incoming/Outgoing | $60.00 |
Collection Item - Domestic |
$25.00
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Collection Item- Non-Domestic- Minimum | $50.00 |
Bank Money Orders | |
-Under $1,000.00 | $4.00 |
-Over $1,000.00 | $8.00 |
Zipper Bank Bags | $5.00 |
Night Depository- Locked Bags | $20.00 |
Night depository extra key | $10.00 |
Cash processing fee under $10,000.00 | Free |
Cash processing fee $10,000.00 or more | $0.20 per $100.00 |
Safe deposit box services (annual rental)Note: All sizes may not be available at every office
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1 ½ X 5 | $30.00 |
2 X 5 | $30.00 |
3 X 5 | $35.00 |
5 X 5 | $40.00 |
3 X 10 | $45.00 |
5 X 10 | $50.00 |
6 X 10 | $75.00 |
10 X 10 | $100.00 |
Key replacement | $50.00 |
Box drilling (for any reason) | $200.00 |
Noncustomer FeesNote: Check cashing requires approved check & positive I.D.
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Cashing a check less than $1,000.00 |
$10.00 per check
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Cashing a check $1,000.00 or more | $15.00 per check |
Foreign ATM transactions | $4.00 |
Tax Refund Checks |
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Check less than $2,500.00 | $50.00 |
Check $2,500.00 or more | $100.00 |
Business Online ServicesNote: Please contact your local branch to inquire about these services
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Business Online Monthly fee | $15.00 |
ACH Manager |
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- One-time set up fee |
$100.00
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-Monthly fee for 1-49 entries originated | $25.00 |
-Monthly fee for 50-99 entries originated | $35.00 |
-Monthly fee for 100+ entries originated | $45.00 |
Remote Deposit Capture (RDC) |
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- One-time set up fee | $100.00 |
-RDC service | Free |
-Low speed scanner, monthly | $40.00 |
-High speed scanner, monthly | $60.00 |
Wire Manager |
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-Outgoing domestic wire transfer | $20.00 |
-Incoming wire transfer | $20.00 |
Positive Pay |
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Monthly fee | $75.00 |
Money Service Business (MSB) |
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Monthly fee | $350.00 |
Monthly fee per ATM | $50.00 |