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Enterprise Bank
Online Banking
An Individual Retirement Account is a great solution to save for retirement with tax-free growth or on a tax-deferred basis.
Enterprise Bank of SC offers both Traditional IRAs which defer taxes on your earnings until they are withdrawn and Roth IRAs which allow you to invest your after-tax dollars. If you are interested in saving for retirement with EBSC, contact your local office today.

Rates Effective: 06-04-2024

Account Type Minimum Balance to Avoid Service Charge APY

Traditional IRA

IRA – 18 month Fixed Rate


IRA – 18 month Variable Rate None 1.71%
IRA – 36 month Fixed Rate None 1.81%

Roth IRA

Roth IRA – 60 Month Fixed Rate


Roth IRA – 60 Month Variable Rate None 2.02%

*Interest rates and Annual Percentage Yields (APYs) quoted above are as of the date listed and are subject to change. Interest is compounded and credited in accordance with the terms of the account. Penalties could be imposed for early withdrawal on CDs and IRAs. For accounts other than CDs and IRAs, the rate may vary during the term of the account. Fees could reduce the earnings on the account. To determine the current interest rate on the product you are interested in, please contact Customer Service at 803-267-3191.